Lighthouse Capital Launches Institutional-Grade Real Estate Credit Fund with Leading Wall Street Partners

Lighthouse Capital is pleased to announce the launch of its latest investment vehicle, the Lighthouse Real Estate Private Credit Fund I, marking a significant expansion of the firm's alternative investment offerings. This new fund, registered in the United States, brings institutional-grade real estate credit investments to qualified investors through strategic partnerships with premier Wall Street private credit funds.

The fund targets an impressive net cash yield of 9% to 12% annually through a diversified portfolio of senior-secured real estate loans. With approximately $450 million in total asset value, the portfolio comprises nearly 100 loans secured by residential and industrial properties across key U.S. markets, offering investors both attractive returns and strategic diversification.

"Our new fund represents a compelling opportunity for investors seeking stable, high-yielding investments in the U.S. real estate credit market," says Vincent Chen, Portfolio Manager at Lighthouse Capital. "By focusing on senior-secured positions with full recourse rights and personal guarantees, we've structured the fund to deliver equity-level returns while maintaining a credit-level risk profile."

The investment strategy emphasizes conservative lending parameters, with an average loan size of $2 million and loan durations ranging from 4 to 18 months. The fund maintains a prudent loan-to-value ratio of 60%, focusing on residential and industrial real estate sectors known for their strong fundamentals and historically low default rates.

Risk management stands at the core of the fund's operations. A dedicated team continuously monitors loan performance, employing active portfolio management techniques to protect investor capital. This approach has proven highly effective, with our investment partners demonstrating an impressive track record of nearly zero principal losses across their historical portfolio of over 3,100 loan transactions totaling nearly $3 billion.

The fund provides quarterly cash distributions with a short lock-up period, ensuring a consistent income stream for investors. With a lower minimum investment threshold, it is designed for qualified investors looking for exposure to premium real estate credit opportunities. The subscription for this initial offering will conclude by the year end of 2024.

"Our partnership with leading Wall Street credit funds enables us to bring institutional-quality investment opportunities to our clients," adds Hankai Ren, Co-founder at Lighthouse Capital. "The strong market fundamentals of U.S. residential and industrial real estate, combined with our conservative lending approach and active risk management, position this fund to deliver compelling risk-adjusted returns for our investors."

Investors interested in learning more about the Lighthouse Real Estate Private Credit Fund I are encouraged to contact our investment team for detailed information about this opportunity.

*Risk Disclosure: Past performance does not guarantee future results. Investment returns may be affected by changes in macroeconomic conditions, market circumstances, and regulatory policies. This announcement is for informational purposes only, and final terms are subject to legal documentation.*